How to save by purchasing auto insurance

If you have recently bought a new car, for example a Ford Focus or Astra, or the other, and you have a need to acquire avtopolisa and meet with an insurance agent, you should remember about the 7 key principles that will help save without sacrificing quality . 1) If you've already decided to choose an insurance company, taking into account besides the price for the insurance and financial situation of the company, you should see the dependency rate and the franchise. 2) Be very careful when choosing a station, because the basis of the prices on it, will be the calculation of damages. 3) It is necessary to inquire in advance in what amount the insurance company estimated the car. 4) Pay attention to what the terms of the contract covers the policy. Most insurance companies offer the possibility of territorial coverage in the area of ??Russia, CIS and Europe. Of course, if you do not travel abroad on private cars, there is no reason to include this item territorial. But if you say you want to go to Ukraine, or further, then do not buy the whole package is territorial, and to issue an option for a period of travel. Of course if you pay for a certain period, but not for the whole year will greatly save your money. 5) Remember that it is possible to split the payment for certain periods of time. In some firms, Citizens Insurance has an option to switch on the multiplying factor to the tariff (price increase from 2% to 10%) in the division of payment for 2 months or 4 quarters. But in most insurance companies have the ability to pay in stages. This should not affect the rate of increase in the amount of payments. 6) Ask whether there is in the policy conditions and regulations in violation of traffic regulations. Specifies whether the payment for car theft at night from the parking lot without protection. Ask your insurance agent if there are items in the proposed tariff. Also, based on your needs and conditions set IC, you can control these options and asked to adjust the contract manager. 7) Among the many items that make up the amount of insurance, there is a list of drivers that could lead an insured car. The fact that quite a number of insurance companies tend to make the contract, which included items indicating that the vehicle can carry any person on the legal rights (and is not dependent on experience) This is, of course, greatly increases the cost of the policy. If you know someone who will manage your Chevrolet, please pre-candidate list, and specify the actual driving experience. Thus, there is an opportunity to get discounts on services from the SC from 5 to 10 percent. Of course, this is not a complete list of features to make your policy a nice acquisition, at the best price and terms. But these principles will help you to approach the issue of cost and the correct choice of Insurance for your car, and therefore the car insurance policy with skill.